Myth #1: "I Need a 20% Down Payment" Buyers often overestimate the funds needed to qualify for a home loan. According to the same report: 22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for a typical mortgage today.
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2 Myths Holding Back Home Buyers Life And Debt: Two Doctors. Two Hurricanes. Two Heart Surgeries. – The Us Posts Heart disease doesn’t just affect your health. It can wipe out your family’s finances and limit your ability to work. A rundown of the medical costs of heart disease, and advice about how to.Myth #1: "I Need a 20% Down Payment" Buyers often overestimate the funds needed to qualify for a home loan. According to the same report. myth #2: "I Need a 780 FICO Score or Higher to Buy" Many either don’t know or are misinformed concerning the FICO score necessary to qualify, believing a ‘good’ credit score is 780 or higher.