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If you want to buy a home, but don’t think you’ll be able to, you may find that some of the excuses holding you back are just that. Even better, Veterans and buyers of certain rural homes can. Myth #1: "I Need a 20% Down Payment" Buyers often overestimate the funds needed to qualify for a home loan.
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2 Myths Holding Back Home Buyers 2 Myths Holding Back Home Buyers. Presented as a public service by Joe Peters of Coldwell Banker. Freddie Mac recently released a report entitled, "Perceptions of Down Payment Consumer Research." Their research revealed that, "For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership.
2 Myths Holding Back home buyers urban institute recently released a report entitled, "Barriers to Accessing Homeownership: Down Payment, Credit, and Affordability," which revealed that, "Consumers often think they need to put more money down to purchase a home than is actually required. In a 2017 survey, 68% of renters cited saving for a.