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CMHC defends mortgage stress test changes amid calls for loosening rules. The Canadian Press. IMF warns against easing Canada’s housing rules. Yahoo Finance Canada. American farmer on China trade tensions: ‘We need to take a stand now’.
READ MORE: New mortgage rules could shut out 10% of low-ratio homebuyers: Bank of Canada. There might not be much you can do to change the There’s a simple rule of thumb Canadians can use to estimate how the stress test will affect them, according to Allan Tran, a Hamilton, Ont.-based.
Mortgages.ca. Mortgage Education. New "Universal Stress Test" FAQ’s: October 18, 2017 / Posted By James Harrison. Will the rule changes affect my client’s current pre-approval that is already in place with a bank/lender if they do not have an accepted offer on a new home by December 31, 2017?
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Mortgage brokers say the borrower rejection rate from large banks and traditional monoline mortgage lenders has gone up as much as 20 per cent after new stress test rules, and alternative lenders are seeing an uptick in business because they operate outside the tighter lending requirements.
Canada Mortgage and Housing Corporation (CMHC) has defended mortgage stress test rules and warned federal policymakers to hold the line amid calls from industry associations to ease the rules. "My job is to advise you against this reckless myopia and protect our economy from potentially tragic.